Sunday, April 24, 2011

Oregon Commercial Auto Insurance Guide - How to Find the Best OR Commercial Car Insurance Rates

It is not always evident how to find the best commercial auto insurance in Oregon. First you must understand if you need commercial auto insurance, and then you need to know where to look.This article will explain the qualifications for OR commercial auto insurance and then provide some suggestions of what type of company tends to be the best for this type of commercial insurance.
Needs Based Criteria
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For some, it will be very clear that they need an Oregon commercial auto insurance policy, such as small business owners that have multiple vehicles driven by multiple employees for deliveries, sales calls, etc. For others, they may not realize that if they are using their personal vehicle for certain business tasks, they may need to upgrade to a commercial car insurance policy in Oregon.
Do you have signs for your business on your vehicle?
Do you make deliveries or carry business goods in your vehicle?
Do you transport clients on a regular basis in your vehicle?
If you answered yes to these questions, you may want to look at a commercial auto policy. A commercial policy protects not just the vehicle and the property, but the liability against the business. For example, if you hit someone in your vehicle and have a sign for your business on the vehicle, that person could potentially sue not just you, but your business.
Specialty Providers
Because commercial auto insurance is more of a specialty insurance, it will be important to compare both the major insurance companies against the local/specialty insurance companies. You will want to weigh the coverage that is offered with the price, and be certain to make the best decision for your business, not just your pocketbook.
How To Find The Best Commercial Auto Insurance In Oregon Today!
Now that you have an idea of how to find the best commercial auto insurance in Oregon, you can start protecting your business today! Use our free search tools at www.OregonAutoInsurance360.com to get started now.

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